Should I Buy Now or Wait? Let’s Talk About It.

You’ve probably heard that saying:
“The best time to buy a home was yesterday. The next best time is today.”

And yeah, it’s a little cliché… but it’s also kinda true.

Buying a home isn’t about hitting some magical low price or catching the perfect interest rate — it’s about playing the long game. And over time, real estate usually rewards those who just get in and stay in.

The Waiting Game Could Cost You

If you’ve been waiting on the sidelines hoping for prices to drop or rates to magically improve, I totally get it. But here’s what most people don’t realize:

🛑 The longer you wait, the more buying could cost you.

Trying to time the market is a gamble — and most experts agree that home prices are still on the rise.

What the Experts Are Saying

Every quarter, over 100 housing market pros share their forecasts through the Home Price Expectations Survey from Fannie Mae. And they’re all saying the same thing:
Home prices are expected to keep going up through at least 2029.

We’re not talking massive spikes like we saw a couple years ago — just healthy, steady growth around 3-4% per year. That’s good news. It means more stability for both buyers and the market overall.

Even if your local area has slower growth or occasional dips, over time, homeownership still wins.

So, Here’s the Real Tea:

• Next year’s prices will likely be higher than this year’s.

• Waiting for the “perfect” rate or price drop might backfire. Prices could rise enough to cancel out any rate savings.

• Buying now = building equity sooner. And equity is how you build long-term wealth.

Real Talk: Let’s Do the Math

Say you bought a $400,000 home in 2025. With the projected growth, that home could be worth around $480,000 by 2030.
That’s an $80K boost to your net worth, just from owning a home and giving it time.

It’s no wonder people who bought a few years ago are feeling smug right now. 😏

So, What’s the Move?

You don’t need to buy your forever home right this second. But if you’re in a position to buy something — even a little starter — it could pay off big in the long run.

Think smaller, explore different neighborhoods, talk to your lender about creative financing, and don’t sleep on down payment assistance programs.

There are options out there to help you make it work — even in a tricky market.

💬 Bottom Line:

Time in the market beats trying to time the market.

If you’re unsure about buying right now, let’s talk through it. No pressure — just facts, clarity, and a game plan that actually works for you.

📲 Want to see what’s happening in our local market? I’ve got the latest data and would love to help you make a smart move — whether it’s now or later.